LIC JEEVAN SARAL FORM PDF

It is basically an Endowment Assurance plan under which the proposer has simply to choose the amount and mode of premium payment. The plan comes out with the needful financial protection support death throughout the term of the plan. The death benefit is directly related to the premiums paid. The Maturity Sum Assured depends on the age at entry of the life to be assured and is payable on survival to the end of the policy term.

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Jeevan Saral Plan is a popular insurance plan with some special features which makes it one of the most flexible conventional insurance plan from LIC of India. As the plan was withdrawn from the sale, you cannot purchase it anymore. But all the policyholders who have purchased it before the withdrawal date will continue to enjoy the benefits of the policy. Payment options Read complete details of Jeevan Saral Plan.

Complete or Partial surrender of the plan can be done any time after the completion of 3 years, provided, premiums have been paid for at least three full years. Auto cover shall be available for a period of 12 months if the policy has been in force for 3 or more full years.

Auto cover will not be available for rider benefits Term Rider and Accident benefit rider available based on certain conditions and restrictions. For terms up to 18 years declared loyalty addtion rates are used. Please note that the rates calculated using extrapolation is not guaranteed and are used just to get an indicative figure. Jeevan Saral — Maturity benefit vs age at entry. One of the biggest difference of the plan compared to other endowment type plans is that the maturity sum assured and age at entry are inversely proportional.

As age at entry increased the maturity sum assured comes down. So this plan becomes more attractive to lower age group on an investment angle of view. The chart shown above gives an idea on the relationship between age and maturity sum assured.

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